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How We Calculate Fair Cash Offers (Transparent Method)

October 27, 20252 min read

Understanding the math behind a cash offer helps you evaluate options with confidence. Here’s the high‑level approach to how we calculate fair cash offers:

1) Comparable sales (“ARV”) — We look at similar renovated homes sold in your area to determine the after‑repair value (ARV). This sets an upper limit on what a finished property could sell for on the open market.

2) Repairs & updates — Based on scope (roof, HVAC, plumbing, flooring, kitchens and baths). Major repairs and deferred maintenance are fully accounted for so you aren’t blindsided later.

3) Holding & selling costs — Taxes, insurance, utilities, financing, closing costs, and the risk that comes with time‑on‑market all reduce the net value. We include these real carrying costs so you don’t have to.

4) Fair margin — A reasonable profit for taking on risk, managing the project, and reselling. This allows us to run a sustainable business while still presenting an offer you can rely on.

Your number: Offer ≈ After‑Repair Value − Repairs − Holding/Selling Costs − Margin.

We walk through each line item so you can see exactly how we reached the number. If listing retail would net you more based on your timeline, we’ll tell you — because we want you to make the right choice for your situation.

Next step: You can request a no‑obligation cash offer (it takes only a few minutes) or book a quick consult with Sandra to discuss your options.

FAQs:

Can I get multiple options? Yes — we can provide different close dates, with or without clean‑out, and both as‑is and light make‑ready scenarios so you can pick what works best.

Do I pay closing costs? In most cases, we cover typical closing fees on a cash purchase; if there are exceptions, we’ll outline them up front.

How long is the offer good? Usually 7‑14 days. Markets move, but we honour the timelines we agree on so you have time to decide.

Hopeful Horizon Legacy

We help homeowners sell their houses quickly and fairly, with compassion.

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